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This Web site is operated by Advisor Catalyst, Inc. / ActionCFO. The Web site address for Advisor Catalyst, Inc. / ActionCFO is http://www.actioncfo.com. The mailing address for Advisor Catalyst, Inc. is 30057 Orchard Lake Road, Suite 225, Farmington Hills, MI 48334.

All users of this Web site agree that their access to and use of this Web site are subject to the terms and conditions set forth in this legal notice and all applicable laws, and that any such access or use is undertaken at the user's own risk. These terms and conditions further are subject to change at any time without prior notice.

Advisor Catalyst, Inc. and ActionCFO as well as page headers, custom graphics, buttons, images and other content on this Web site, are subject to trademark, service mark, trade dress, copyright and or other proprietary or intellectual property rights or licenses held by Advisor Catalyst, Inc. Other trademarks, product names and company names or logos used on this Web site are the property of their respective owners. Except as expressly authorized, the use or misuse of any trademarks, trade names, logos, images, graphics or content from this Web site is strictly prohibited.

Advisor Catalyst, Inc. does not make any representations or warranties about any Web site you may access through this Web site. Any such Web site is independent from Advisor Catalyst, Inc., and Advisor Catalyst, Inc. has no control over, or responsibility with respect to, the information provided or activities undertaken by any such Web site. A link between Advisor Catalyst, Inc. and another Web site further does not mean that Advisor Catalyst, Inc. endorses that Web site. You need to make your own independent decisions regarding your interactions or communications with any other Web site.

Advisor Catalyst, Inc. does not want to receive confidential, proprietary or trade secret information through this Web site. Please note that any information, materials, suggestions, ideas or comments sent to Advisor Catalyst, Inc. will be deemed non-confidential. And, by submitting any such information, you are granting Advisor Catalyst, Inc. an irrevocable and unrestricted license to use, modify, reproduce, transmit, display and distribute such materials, information, suggestions, ideas or comments for any purpose whatsoever. However, we will not use your name in connection with any such materials, information, suggestions, ideas or comments unless we first obtain your permission or otherwise are required by law to do so.